Retirement planning for a world that is changing fast.
From 1980 to 2020, a simple mix of stocks and bonds was enough. This era is different. We help Maine families design income, protect purchasing power, and stay independent.
Assets
$137.34 million
Households
281
Custody
Charles Schwab
Advice
Held to a fiduciary standard
As of September 30, 2026.
What we do
A plan for the years you stop earning a paycheck.
01
Retirement income
Social Security timing, the order of withdrawals, and a spending plan that can last a long retirement.
02
Managed in house
We make the investment decisions. Portfolios are not handed to a third-party manager or a model someone else runs.
03
Tax coordination
Account location, Roth decisions, and required distributions, considered alongside your tax professional.
Approach
Independence is the point.
Sovereign means self-governing. The name is a reminder that your savings should not be a passenger in someone else’s policy, product shelf, or incentive structure.
- Your interest firstAs an adviser, the advice is held to a fiduciary standard. It starts from your goals.
- Paid only by youThe annual advisory fee is generally 1% to 1.5% of assets under management. The household plan is included. No commissions on the portfolios we manage.
- Managed in houseInvestment decisions stay here. We do not pass portfolios to an outside manager, a model portfolio, or a product desk.
- Built for this eraRetirement now has to survive inflation, shifting markets, and a monetary system still being rewritten. Portfolios should reflect that, without turning your plan into a speculation.
- CustodyAccounts are held at Charles Schwab, in your name. Schwab safeguards the assets. We manage them.
Founder
Jeffrey Truchon
Born in Greene, educated in Maine, and building a practice for families who want a straight answer. Jeff manages the portfolios himself. The advice is independent and held to a fiduciary standard.
About JeffStart here
A conversation.
- 1. A short call. No statements, and no pitch.
- 2. If the fit is real, a working meeting comes next. Bring statements. A spouse or partner, if applicable, is recommended.
- 3. Then you decide.
Many people call while they already have an adviser. If we are not the right firm, you will leave knowing that.
Book a conversation