Who we serve
Households with meaningful assets and a Maine tie, mostly in the years before and through retirement, including clients who snowbird or have moved. It is for people who have already built something worth protecting.
Approach
Independence is the point.
Sovereign Wealth Management is a Maine practice for people approaching retirement, and for families whose circumstances have outgrown a one-size portfolio. The work is personal. Advice is held to a fiduciary standard.
How we are paid
The annual advisory fee ranges from 1% to 1.5% of assets under management, depending on household assets. The exact rate is set in the advisory agreement. There are no commissions on the portfolios we manage. A $50 annual administrative fee also applies, as described in the Foundations brochure.
How portfolios are run
Managed in house, for the client’s risk-tolerance and time-horizon, then tended as conditions change. We do not hand the assets to a third-party manager or a model portfolio someone else controls.
What we will not do
Outsource the investment decisions, turn a retirement plan into a speculation, or let a product shelf or commission decide the recommendation.
The era
Built for a world that is changing fast.
A retirement that looks fine on a spreadsheet can still lose purchasing power. Inflation, policy, and markets do not pause because someone turned 65.
Our public stance stays simple: protect independence, design income, and keep the portfolio honest about the world it has to live in. The details of any allocation belong in a conversation.
Advice is delivered as an investment adviser representative of Foundations Investment Advisors, LLC, an SEC-registered investment adviser. Foundations is the regulatory home. Custody is at Charles Schwab. The investment decisions are made here.
Book a conversationNext: the work itself.
Planning